Clear the head you make decisions with, stop what evaporates every month, and turn your first $100 into thousands
BEFORE
AFTERTwo books, read together, 15 minutes a day. One gives you back the head you make decisions with. The other shows you where your money goes and how to grow it. From your first $100 to a portfolio of $15,000 or more.
Money psychology and financial behavior are on the agenda at
Two books. One method. 40 days.
40 Days of Silence
One chapter, one task and one prayer a day. The head you decide with.
Understanding Money
From your first $100 to $15,000+. The money you decide about.
Every day, one page from each.
Does any of this sound familiar?
You get paid, cover everything, and ten days later the money is gone
It went on twenty small things and none of them got written down.
You hold it in, you blow up, and then you buy something
The evening you snap is the evening you spend. Same problem.
You want to invest, but first you “need to save up”
Years go by waiting for the month with something left over. There never is one.
You have started a hundred things and finished none
None of them gave you one concrete task for the next day.
You are short on order.
Why they go together and why the order matters
First, the calm
One chapter, one task and one prayer a day. Forty days straight, because a habit is not built in one evening.
Then, the map
One month of tracking, and splitting your income the same day it lands. Without the map nothing moves.
And only then, investing
Funds, ETFs, portfolio and rebalancing from zero, with small amounts. Plus the head that decides whether you grow or bail on the first dip.
Whoever skips the first step
is not investing: they are reacting.
How it shows in 40 days
You say what you think without shouting and without swallowing it, which were your only two options.
You know, without opening the app, how much of your pay is yours and how much already has an owner.
You set a boundary without apologizing afterwards, with the exact words.
You have a fund that survives a bad month without touching the card.
You put your first $100 to work this week, not the day you “save up enough”.
It is not that they earn more than you. It is that they do not decide angry
You get paid, you pay, you patch holes, and ten days later you are where you were last month. And when you finally say something it comes out angry — and the anger costs you money too.
—Because you worked for your money. And angry, on top of that.”
Everything included
40 Days of Silence
- One chapter, one task and one prayer a day, for 40 days
- The printable workbook: one sheet a day, so you do not quit on day 6
- How to calm down before you answer
- How to set a boundary without fighting and without apologizing after
- What to do with the guilt when you choose yourself
Understanding Money
- The map of your month: where the money goes that you swear you did not spend
- How to split your pay the same day it lands
- How big your emergency fund should be based on what you earn
- What to do with your first $100, step by step
- Funds, ETFs, portfolio and rebalancing explained in plain words
Where the two books meet
- The 40-day calendar: each day, one page of head and one of money
- The 9 situations where you buy to cover an emotion
- Why the fund breaks after an argument, not after a purchase
See what it looks like inside
Every chapter closes with something concrete: a number to work out or a sentence to say.
5 bonuses included
Real value $52 — free today
1Your First $2,000 Plan
A 14-day sprint, one action a day: day 1 you track, day 7 you find your biggest leak, day 14 you make your first move. Includes the table of how many months $2,000 takes based on what you earn — not a promise, just arithmetic.
2Get Out of Debt Without Selling What Feeds You
Which debt to pay first and which to keep carrying, what can be renegotiated, and the exact script for that call.
3Where to Keep Your Money So It Does Not Lose Value
The real options compared over 1, 6 and 12 months. What works for an emergency fund and what does not, even if it pays more.
4The Spreadsheet That Finds Your 3 Leaks
Log what you spend for 30 days and it surfaces the three leaks eating your paycheck. No Excel skills needed.
5The 21 Lines: what to say when the conversation is about money
With your partner, the relative who always asks, the client who does not pay. Short lines to read before you answer, not mid-argument.
What people who did it say
★★★★★4.9 · more than 3,000 reviews
“I spent years saying «next month I will save» and nothing happened. I did the chapter 3 exercise and two weeks later I had my first separate account. Not magic, just order.”
✓ Verified purchase
“My wife and I used to fight about money constantly. We read the three-accounts chapter together and now we both know what gets spent and what does not get touched. Four months without that argument.”
✓ Verified purchase
“I thought investing was for people with an MBA. The ETF chapter explained it so simply that I opened my first account that same night. I am 34 and I wish I had read this at 20.”
✓ Verified purchase
“My fridge died in March. Before, I would have reached for the credit card. This time I paid out of the fund I built following the book. That peace of mind has no price.”
✓ Verified purchase
“I earn the same as a year ago but now there is money left over. Nobody gave me a raise, I just stopped throwing it away without noticing. The chapter 5 spending filter changed my head.”
✓ Verified purchase
“I am 52 and always believed it was too late for me. I started with the minimum the book gives and in three months I have more saved than in the last five years combined.”
✓ Verified purchase
“This is not a book of nice quotes. It sits you down, shows you the numbers and tells you «do this today». The glossary at the end is a detail you appreciate.”
✓ Verified purchase
Get it with all 5 bonuses
One-time payment, no subscriptions
The man who wrote this was on the other side
A decade in private banking, managing portfolios for high-net-worth clients and running teams of financial advisors.
I saw from the inside how much margin the bank keeps without the client ever knowing.
I quit because the same tools we used to multiply rich people’s money were kept from the people who needed them most.
I wrote Understanding Money so anyone can run their own finances with knowledge that used to be reserved for a few.
Three steps and you are in
You tap the button
You choose how to pay and confirm. Two minutes.
It arrives by email
In under 5 minutes, both books and the 5 bonuses.
You start today
You open day 1: one page from each book. Fifteen minutes.
7-day guarantee
OR REFUND
Do the first week. If it was not for you, send one email and that is it.
We refund 100% and you keep all the material.
Frequently asked questions
What exactly is included?
Why together and not separately?
Can I buy just one of them?
How and when do I get it?
How much time a day do I need?
Do I have to be religious?
Does it work if I am a woman? The ads show men
I do not earn much. Is it still for me?
I have debt. Do I start here or pay it off first?
I have bought books like this and never finished them.
Can you really reach $15,000 starting with $100?
Does it work in my country?
What currency am I charged in?
Is it one payment or a subscription?
Is it safe to pay here?
What payment methods do you accept?
Can I share it with my partner?
How long does this offer last?
What if I do not like it?
Money does not disappear.
It just changes hands.
And neither does calm: the first person who raises their voice takes it.
I want the bundle